Our Mission.
TerraFirma Capital was established in Portland in 2019 by agricultural finance professionals who understood that rural America needs lending solutions designed for the unique rhythms of farming and ranching.
Our platform connects farmers, ranchers, and rural entrepreneurs with specialized lending partners who understand seasonal cash flows, crop cycles, and the long-term nature of agricultural investment.
Our Values
Transparency First
Every rate, fee, and term disclosed in plain language. No hidden costs, no fine-print surprises.
Technology-Driven
Our platform uses advanced algorithms to match borrowers with the most competitive offers from our lending network.
Responsible Lending
We partner only with licensed, regulated lenders who evaluate your ability to repay before approving any loan.
Education & Empowerment
Our blog provides free, in-depth resources to help you make informed financial decisions—whether you use our platform or not.
Why Trust TerraFirma Capital?
We are headquartered at 1000 Second Avenue, Suite 2800, Portland, OR 97204 and utilize bank-grade 256-bit SSL encryption for all data transmissions. We comply with the Fair Credit Reporting Act (FCRA), Gramm-Leach-Bliley Act (GLBA), and all applicable state and federal lending regulations.